Tag: Retirement

The most important cost for your retirement

Housing is the biggest expense for most people, typically consuming a little less than half of their monthly income most of the time. Ideally you would have a paid off mortgage to allow you to avoid the housing cost entirely. Now you may be thinking to yourself well if this cost is so important and ...

Retirement Chronicles: An Unexpected Payment

I’m sure you've gotten those fake checks in the mail before. “Redeemable only at…..Payable only at…Good toward the purchase of…at….” and so on. I got another of what I thought was a fake check last Saturday. I mean, I wasn’t expecting...

Navigating Retirement: The 4% Withdrawal Rule vs. Dave Ramsey???s 8% Advice with Inflation Considerations and Ramsey???s Controversial Reaction

As individuals plan for retirement, a crucial consideration is how to manage withdrawals from their investment portfolio. The 4% withdrawal rule has long been a staple in retirement planning, emphasizing a sustainable approach to ensure funds last throughout one’s golden years. However, Dave R...

Investing: avoid this one retirement mistake

Just looking at social media or even books about retirement I’m continually struck by the volume of poor advise out there. The same bad advise is repeated by commenter after commenter who, all too often it seems, lack even a basic knowledge of finance, let alone the detailed exp...

Last Minute year-end retirement deductions

Time is ticking away, and guess what? Your retirement is getting a year closer! But don’t worry, you’ve still got time to make some smart moves before December 31 to boost your retirement funds. Let’s check out five cool strategies that could put a few thousand dollars (or maybe mo...

Semi-Retirement

We have a thing here in Chatham County, where I live called “The Chatlist”. It’s an email listserv that’s been around forever. It survived over the years where other listserv’s have disappeared or been replaced by newer tech, I think, because, it’s amassed a good ...

Retirement Life: The ABCs Of Retirement

As I continue to recuperate (I’m going to stop talking about my accident, I promise, folks) I have much more time to watch movies I haven’t seen in years. One such movie is what has become a cult classic, “Glengarry Glen Ross.” It is some of the best acting I’ve seen in...