Saving more money for a down payment is a smart move because it can make your monthly mortgage payment lower. Different loans have different rules about the minimum amount you need to put down.
For example, with FHA loans, you might only need 3.5% of the home’s price as a down payment. But if your credit score is in the 500 to 570 range, you might have to put down at least 10%.
So, how much you put down depends on a few things:
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