A gap year in three years? Retire in ten?
Would you shift your spending if it meant you could work less and live life on your terms?
Small changes today have a huge impact on your tomorrow.
At 49, I semi-retired. Using principles from the Financial Independence community, I accelerated my savings rate.
If I’d implemented the shifts below while in my 30s, I would have retired even sooner.
But I still lived large with very little sacrifice.
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